||Garegin Gevorgyan, Adjunct Lecturer of Finance. Dr Gevorgyan teaches Corporate Finance and Risk Management at AUA MBA program. His core expertise is in corporate finance and valuation, risk management and investments, strategic management, capital markets and investment management and microfinance. Garegin is the CEO of SEF International, a WorldVision microfinance operation in Armenia. Prior to that Garegin consulted for Symbiotics, a microfinance intermediary, on bond issuance for Armenian lenders, developed renewable energy financing program at Cascade Credit with EBRD and World Bank. He has also, helped set up a financial services group, advised Armenian banks on risk management, developed investment proposals for venture capital firms in NY, USA, and set up risk management systems for international reserves at Central Bank of Armenia. Dr. Gevorgyan holds a Doctorate degree from Yerevan State University, an MBA from Hofstra University, and is a CFA charterholder.